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Who
We Are
Welcome
to the website of one of the most innovative programs in the United States.
Designed to assure access to obstetrical services for all residents of
the Commonwealth, the Virginia Birth-Related Neurological Injury Compensation
Program also has distinguished itself by assuring superior care for admitted
children.
A
Lifetime Of Care
Every year, small numbers of babies are born with serious birth-related
neurological injuries. The Birth-Injury Program helps parents take care
of these children for life. The Program covers what insurance and other
programs dont medically necessary expenses such as medical
expenses, hospital expenses, rehabilitation expenses, in-home nursing
care and much more. In fact, an extensive Virginia General Assembly Joint
Legislative and Review Commission (JLARC) study conducted in 2002
states:
In addition to serving more birth-injured children than the tort
system, the program provides benefits that exceed the medical malpractice
cap for the typical child. (JLARC Review, Page 45)
Why
the Birth-Injury Program?
With soaring medical malpractice insurance rates and insurance companies
on the brink of eliminating coverage in the mid-1980s, up to one-quarter
of the states obstetricians were threatened with having to close
their office doors. To alleviate this crisis, Virginia worked with all
stakeholders including physicians, associations, insurers, lawyers
and others to develop an innovative solution the Virginia
Birth-Related Neurological Injury Compensation Program. The Program was
a first of its kind nationally.
By
keeping many of the most expensive cases out of the court system, combined
with a medical malpractice award cap, the medical malpractice insurance
industry has been reasonably stabilized in Virginia (especially when compared
to other states) allowing physicians to do what they do best treat
patients.
Once
again, the JLARC report cites the Programs success:
Although
malpractice premiums have increased significantly in the past couple
of years, it does not negate the fact that the malpractice cap and birth
injury program appear to have had a positive effect on claims costs,
and subsequent malpractice premiums. (JLARC Review, Page 52)
Since
formation, more than 100 claimants about two-thirds of those filing
petitions to enter - have been admitted into the Program. Admission is
solely through and by the Virginia
Workers Compensation Commission (WCC).
No State Funds Involved
Today the Programs reserve fund stands at over $160 million. No state
funds are involved in providing services to claimants. Funding is derived
only from legislatively allowed sources that include:
- Participating
physician fees
- Participating
hospital fees
- Non-participating
physician assessments
-
Liability insurer assessments
Currently,
actuarial studies show the Program is financially sound for the next 20
25 years. However, they also note a possible shortfall in reserve
funds after that point. The Board of Directors is working with state authorities
to assure long-term financial soundness. An actuarial study is completed
at least every two years under the auspices of the State
Corporation Commissions Bureau of Insurance.
Governance
With offices just outside Richmond, Virginia, a seven-member volunteer
board of directors governs the organization. The Governor of Virginia
appoints all board members. Although started by the Virginia General Assembly,
the Birth-Injury Program is an independent organization.
Additional
Information
Year after year, the Birth-Injury Program continues to fulfill its original
purposes holding down malpractice insurance costs, assuring access
to obstetrical services and high quality care for the children.
For
additional information please see the rest of this website and/or contact
us.
Disclaimer
All information on this website is intended for general informational
purposes only and should not be considered legally binding, legal advice,
nor substitute for obtaining legal advice from competent legal counsel.
Although reasonable efforts are made to keep information on this site
accurate, no guarantee is made as to its accuracy.
©2003 Virginia Birth-Related Neurological Injury Compensation Program.
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